DISABILITY / CRITICAL ILLNESS INSURANCE

No one likes to think about the possibility of suffering a serious critical illness or becoming disabled, but if it were to happen to you, the consequences would be devastating for the financial security for you, your family and all of your futures. How would they cope? How would you pay your bills and clear your debts if a critical illness or disability happened to you now ? You would need critical illness cover. If you couldn't work due to your illness, would you need to make alterations to your home? Would you need to hire in help? Would a serious critical illness prevent you from being able to pay the bank or building society for your loan or mortgage? If so, what would happen to the standard of life that you have worked so hard to achieve? You would lose it, critical illness cover is required as a safe guard.

Coping with a critical illness can be a financial hardship for both survivors and their families. What's more, survivors often need to overcome challenges that go beyond maintaining financial stability—such as finding the best medical care, meeting day-to-day needs or managing fear and anxiety.

Disability and Critical Illness can stretch anyone's resources. Could you afford to:

• modify your home

• purchase a wheelchair or other specialized equipment

• hire a nurse, housekeeper or child care provider

• seek timely or non-insured treatment outside of Canada

• pay outstanding loans or mortgages

• replace a key employee

• hire additional staff

Become proactive and prepared. contact us at Geraci Financial Group and we will help determine the correct Disability and Critical Illness Insurance solution that fits your needs and concerns.